Definition of Service

Easypolicy.com, provides users with information about General Insurance and Life Insurance products to enable comparison and procurement. You may submit your request to book your desired policy by filling in the required forms on the insurer’s website and/or on Easypolicy.com, and by making the payment online to the insurer. We assist you in completing your proposal (incl. forms, documents and medical tests, if any) and on verification of the same, provided there is no missing information, your proposal is underwritten by the insurance company. The insurance company then, may accept, reject or raise an objection on your proposal, which will be communicated to you by them. It is Easypolicy’s endeavour to have every booked policy issued; however we cannot guarantee the same. Easypolicy will, in case of an objection or rejection, assist you in complying with or reapplying to another insurance company as the case may permit.

Limitations to Service

Our website contains statements regarding the terms of insurance policies, including details of the benefits available and items not covered by such policies. Some of these statements are generalised in an attempt to give you a summary of the insurance policies available through easypolicy.com. However, not all insurance policies are the same and you should confirm the exact terms of any insurance policy that you intend to purchase prior to purchasing that insurance policy. The product information supplied on the website is available only to Indian citizens. Except as otherwise expressly permitted in writing by us, no materials from this website or any website owned, operated, licensed or controlled by us may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without our written permission. The rates mentioned on the website may not be final and binding. In some cases, the insurance company may communicate the final rates aftersubmission of the given premium and documentation. Further, the rates mentioned on the website are as provided or verified by insurance companies. The rates are subject to change at any time and we take no responsibility of any losses in such cases. Please note that service tax is payable on insurance premium as per applicable laws and all your quoted premium includes the same. The insurance company reserves the right to recover from the policyholder or proposer, any levies and duties (including service tax), as imposed by the government, either by premium adjustment or other forms, as deemed appropriate. Kindly refer to the proposal for the exact fees and charges.

Links to other websites & Third Party information

Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question. We may include or offer third party products or services on our website. These third party sites have separate & independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites.

Trademarks & Copyright

All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Easypolicy. Any logos, trade-marks, service marks and domain names and all related intellectual property rights, of the companies whose sites we search in providing the service, belong to those companies, and you may not reproduce them without their prior written consent. Except for them, all intellectual property rights including, without limitation, all logos, trademarks, service marks, domain names, database rights, rights in design, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction in any information, content, materials, data or processes contained in or underlying this website and/or the service we provide belong to Easypolicy. All rights of Easypolicy in such intellectual property rights are hereby reserved.

Limitation of Liability

While Easypolicy uses reasonable efforts to include accurate and up-to-date information on this website, errors or omissions sometimes occur. Easypolicy makes no warranties or representations as to the accuracy of the content of this website. Under no circumstances, including, but not limited to, negligence, shall Easypolicy or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if we or an our authorised representative has been advised of the possibility of such damages. In no event shall Easypolicy’s total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website. We have the right to add, amend, revise suspend or cancel in whole or in part any of the services which are, or may become, part of the Website, without any prior notice to the Visitors or Customers. Any addition, suspension, revision, amendment, cancellation or suspension shall be effective and binding on the Visitors and Customers. We also assume no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website.